406 W Water Street, Shell Rock, IA

$499,900

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4

Beds

3

Baths

3,456

Square feet

1.04

Acres

About 406 W Water Street

Walk through the front door and immediately take in the spectacular view of the Shell Rock River! This is the riverfront property you’ve been waiting for—with the extensive remodel already completed for you! Nestled on over an acre in town on a quiet dead-end street, this home offers the best of both worlds: peaceful small-town living, riverfront views, privacy, and the convenience of the Waverly-Shell Rock School District, city water/sewer, and easy access to major highways. The home sits high and dry along the river, with the opportunity to add your own boat dock. Inside, modern updates beautifully blend with original brick and stone accents, creating a home that is both stylish and full of character. The expansive great room features a wall of windows showcasing the river view, while luxury vinyl plank flooring flows throughout the main level. The kitchen is truly a chef’s dream, featuring an expansive island, top-of-the-line appliances, a spectacular refrigerator, microwave drawer, and wine fridge. Gather with family and friends while enjoying the view—it’s the perfect space for everyday living and entertaining. The luxurious primary suite offers a walk-in closet and spa-like ensuite with a large soaking tub, walk-in shower, and double sinks. Three additional bedrooms are located on the main level, one as a versatile bonus room perfect for an office, playroom, hobby room, or potentially a 4th bedroom. A convenient laundry closet with tub sink is located near the bedrooms. The finished basement adds even more living space with natural light and a ¾ bath, plus potential for a 5th bedroom. A spacious back entry mudroom provides a large tub sink and ample storage. Outdoor living is just as impressive. A flagstone patio wraps around the west side of the home to the rear, creating the perfect setting for entertaining, relaxing, or enjoying peaceful evenings overlooking the river. One guest bedroom even features a sliding door for direct exterior access. A newly installed retaining wall adds to the appeal. And for those who appreciate the warmth and charm of a fireplace, this home offers TWO wood-burning fireplaces! Why build new when the work is already done? Enjoy the character of an established home with the modern updates you want—without the cost, inconvenience, and waiting that comes with building. All of this, under $500,000, with a peaceful riverfront view that is simply hard to beat. Come see it for yourself—the view from the front door says it all! Square footages are approximate.

Features of 406 W Water Street

MLS® # 20264175
Price $499,900
Bedrooms 4
Bathrooms 3.00
Full Baths 1
Square Footage 3,456
Acres 1.04
Year Built 1950
Type Residential
Sub-Type Single Family Residence
Status Active

Community Information

Address 406 W Water Street
City Shell Rock
County Butler
State IA
Zip Code 50670

Amenities

Parking Detached Garage, Oversized
# of Garages 2
Is Waterfront No

Interior

Appliances Dishwasher, Microwave, Free-Standing Range, Refrigerator
Heating Heat Pump, In Floor Heat
Cooling Central Air
Fireplace Yes
Fireplaces Wood Burning

Exterior

Exterior Features Fishing
Lot Description Waterfront
Roof Asphalt
Construction Combination

School Information

Elementary Waverly/Shell Rock
Middle Waverly/Shell Rock
High Waverly/Shell Rock

Additional Information

Date Listed August 30th, 2026
Days on Market 1
Zoning R-1
Short Sale No
RE / Bank Owned No

Listing Details

AgentKara Bartels
OfficeRE/MAX Alliance

Listing Map

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